Home Buyers

Books About Moving to Read to Your Kids

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(RE/MAX Blog)- Moving to a new home, a new neighborhood and a new school can be tough for kids. Luckily, a variety of children’s books are out there to help parents explain things, add some fun and hopefully alleviate fears.

Here are a few classics – and you can post your favorite children's book titles about moving in the comments section below:

1. “Alexander, Who's Not (Do You Hear Me? I Mean It!) Going to Move” by Judith Viorst
Atheneum Books for Young Readers, 1995
Poor Alexander. First, the kid had a Terrible, Horrible, No Good, Very Bad Day. Now, his family is moving! Just like your kids, Alexander has to say goodbye to some special places and people, but with the help of his parents he learns to make the most of the situation.

2. “The Berenstain Bears’ Moving Day” by Stan and Jan Berenstain
Random House Books for Young Readers, 1981
Little Brother Bear’s pretty worried about moving, and more than a little scared. Kids can relate to his apprehension, and hopefully his positive change of view as moving day gets closer.

3. “A House for Hermit Crab” by Eric Carle
Aladdin Paperbacks, 1987
A little hermit crab has outgrown his shell and needs to find a bigger one – and new friends to help decorate it. This book will reassure kids that it will be easy to make new friends in their new town.

4. “Tigger’s Moving Day” by Kathleen W. Zoehfeld
Disney, 1999
Tigger needs a place with more bouncing room! His friends aren’t as close to his new house, but they still come and visit. A story to help kids understand they’ll still be able to hold on to old connections.

5. “Goodbye House” by Frank Asch
Moonbear Books, 1989
This book is a terrific way to talk about moving with preschoolers. After the moving van is packed, a little bear returns to say farewell to his old house, saying goodbye to everything, except, of course, the memories.

Other favorites include: “Big Dan’s Moving Van,” by Leslie McGuire, “Neville,” by Norton Juster, “The Moving House” by Mark Siegel, “I’m Not Moving, Mama” by Nancy White Carlstrom, and “The Leaving Morning,” by Angela Johnston.

Looking to a move to a neighborhood that’s great for kids (and parents)? Begin your search for a new home with RE/MAX Realty Group/100.

How to Boost Your Curb Appeal in Winter

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(RE/MAX Blog)- Just because the temperature is freezing doesn't mean you can't warm buyers' hearts with your home's exterior during the winter. Here are a few tips to help make your property inviting.

1. Door Number One
Don't miss the opportunity to make a great first impression. New doors are worth the investment. Or, give your door a fresh coat of paint and upgrade your handles and knocker with some shiny bling. When appropriate, brightly colored doors can create a charming focal point, especially during winter when the world can seem white and grey.

2. Plant some green
Evergreen shrubs look terrific in pots on the porch and can add allure to your home's entry.

3. Keep it safe
Be sure that all walkways are clear of snow and ice. In addition to helping to prevent dangerous slips, the clean lines of a shoveled driveway look great and imply your property is well cared for.

4. Stash Santa
Past January 1, be sure to take down distracting holiday decorations. No blinking lights, reindeer on the roof, and no inflatable snow snowglobes. You can, however, dress up your front door with a non-denominational winter wreath.

5. To sit, porch-ance to dream
If there's room on your porch, consider adding a rocking chair or bistro set. While prospective buyers probably won't consider whiling away the evening out there in winter, the furniture can remind them how nice it is to sit there in warmer weather.

Planning on placing your home on the market? Begin the process by finding out what your home is worth. 

The Perfect Snow Day Checklist

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(RE/MAX Blog) - Is school called off and the office closed? Don't waste your snow day cooped up inside. Bundle up, take the hot chocolate to go and follow this checklist for the perfect snow day.

1. Epic snowball fight

Step 1: Build your snow fortress. Step 2: Stockpile your snow ammo. Step 3: Dig out your ski goggles, divide your crew into teams, and let the battle begin.

2. Make snow ice cream

With just three ingredients, condensed milk, vanilla extract and snow, you can stir up a sweet snack. Paula Deen shows you how.

3. Snow graffiti

Fill spray bottles with water tinted with food coloring and have at it, artistically expressing yourself in the snow. An afternoon of spritzing can transform a yard of white into a bright work of art.

4. Build a snow fan

Roll up a family of snow people and outfit your new friends in your favorite sports team's colors.

5. Icy architecture

Use Tupperware containers to mold bricks and put your imagination to work to construct your dream igloo, castle or Craftsman-style bungalow.

6. Make maple candy in the snow

It's easy to make candy by pouring boiling maple syrup onto fresh snow and wrangling it with popsicle sticks. The snow instantly stops the syrup from cooking and cools it to a taffy-like consistency. Follow these instructions to take part in this Canadian tradition.

7. Winter bonfire

Bundle up and bring on the s'mores. Light up your fire pit for a magical night surrounded by glittering snow and winter starlight.

 

4 Things to Ponder Before Buying a Cabin

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(RE/MAX Blog)- Is the call of the great outdoors getting louder? A cabin in the mountains, on the lake or in the serene middle-of-nowhere can be a great place to escape to. Before you start shopping, here are a few things to consider:

1. Can you afford it?
You may have found a great cabin at a great price. Don't forget, however, to calculate annual property taxes and maintenance costs. Insurance for second homes can run higher than for primary residences. Financing may be more expensive for a second home as well. Get quotes, do your research and do the math to see if you can heed the cabin's call without creating so much financial stress that you won't be able to relax when you're there.

2. How often will you use it?
Look at your number of days off each year, then think about how many you want to spend at your cabin. Would you miss the beach? Regret not traveling abroad? Be sure you'll enjoy the area, and not just the cabin itself, through most of the year.

3. Will disaster strike?
Forest fires are tough beasts to tame, and mountain cabins are often directly in their path. Although no one can predict when a fire will spark, you can find out if your desired area is prone to droughts or other conditions favorable for an out of control conflagration. Look into insurance coverage for different disasters, and add it to the monthly cabin costs.

4. Could you rent out your cabin?
In some instances, you can rent out a vacation home for up to 14 days a year without paying taxes on the income. The money could help offset the cabin's maintenance or mortgage payment. Make sure you research the tax benefits (if any) of your own unique situation.

Want to buy a cabin? Start your search today with RE/MAX Realty Group and RE/MAX Realty Group. 

7 Ideas for Using Feng Shui to Create a Harmonious Home

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(RE/MAX Blog)- The ancient Chinese art of feng shui uses design principles to create harmonious spaces that encourage health, wealth and happiness. According to the practice, colors encourage energy to flow freely throughout a structure, and each color is thought of as an expression of one of the five feng shui elements: fire, earth, metal water and wood.

Here are a few things to keep in mind when designing your home using general feng shui color principles.

1. Wake up a space with yellow
Yellow energizes spaces and is great for brightening rooms and adding a welcoming feeling. Yellows can be an excellent choice for kitchens, living rooms, hallways and offices.

2. Hues that work for you
If it's a calm sanctuary for a restful night's sleep, feng shui rules suggest water-element colors of calming blues to create tranquility. If you'd like your bedroom to be more passionate than peaceful, fire element colors like red can help crank up the heat.

3. A blank canvas for the kitchen
In feng shui, white is one of the preferred shades for a kitchen because it encourages purity and freshness. Plus, it creates the perfect palette for the rich colors of food.

4. Better than a lullaby
Shades of green in a child's room help make calm, serene spaces for sleeping. Plus, wood-element shades of green also encourage growth and learning.

5. Mind your reds
While red is the Chinese color of luck and happiness, too much of the fiery color can throw things off balance, bringing aggression and overstimulation.

6. Shades for success
Wood-element colors like greens and browns promote creativity, and water elements like blues and blacks promote wealth. Combining shades of each can change the energy of your home workspace.

7. Look outside your walls
According to feng shui principles, adding accent pieces and furniture in elemental shades also can help change the energy of a space. You don't need to go big (or commit) with an entire wall.

Color can help bring balance to your home, but it works best when you're living in a place that suits your needs. Looking for harmony in a new zip code? Let us help you in the search for your new home.

7 Tips for Packing and Moving Quickly

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(RE/MAX Blog)- The sudden victory of Theresa May, Britain's new prime minister, meant former Prime Minister David Cameron had to vacate 10 Downing Street in about 48 hours. Needless to say, Cameron did not pack his own dishes. Professional movers arrived with a reported 330 boxes, 30 rolls of tape and three rolls of bubble wrap. Hopefully when you move, you'll have more lead time – and just as much help. But in case you don't, here are a few tips to help maximize what time you do have.

1. Gather your tools
Pick a place to be your packing station so you don't waste time constantly wandering the house, hunting for your Sharpie or the right-sized box. Stock it with plenty of tape, boxes of various sizes, bubble wrap, newspapers and markers.

2. Stick to a strategy
Pack vital things together, in specially marked boxes. This includes what you'll want on your first day, like sheets, pet food, electronics chargers, toiletries and a change of clothes. Then pack one room at a time and label boxes by room. It's helpful to color code rooms, whether with markers or strips of duct tape.

3. Use plenty of trash bags
To avoid confusion, buy them in two colors, one for packing and one for throwing things away. Don't be afraid to pack clothing and linens in the big plastic bags. You can squish them in between boxes to save space.

4. Fill your drawers
If you're using professional movers (and not friends with sensitive backs), pack your dresser drawers full. Otherwise, you're wasting space.

5. Watch your weight
Fill big boxes with lightweight items and small boxes with the heavy stuff. It'll help prevent the boxes from breaking down.

6. Don't get hung up on clothes
Wardrobe boxes make it easy to simply transfer your clothes on hangers rather than bothering with unhanging and folding.

7. If you've got the bucks…
Use professional packers. You can hire them to pack your whole home, just a room or a group of time-consuming items, like your extensive collection of fragile ceramic clowns.

Start your home search today.

6 Lessons Monopoly Can Teach You About Home Buying

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(RE/MAX Blog)

1. Patience
MONOPOLY: So your family has decided to play Monopoly? Refill your beverage, grab a snack and change into comfortable clothes. You’re going to be there a while.

LESSON: Buying real estate is a process. There’s pre-approval for a loan, interviewing agents, searching for homes, submitting an offer, maybe submitting another offer, the home inspection, the appraisal, and final loan processing before you get the keys. Needless to say, buying a home can take some time. Instead of getting frustrated, focus on all of the great reasons you decided buying  a home was right for you. Staying in close communication with your agent throughout the process will help, too.

2. Neighborhood matters
MONOPOLY: Everyone starts the game with one corner in mind: Boardwalk and Park Place. The highly priced properties have the best returns on investments, and the players who snag them first tend to do well in the game.

LESSON: Location is often a major consideration in real life as well. Home values, your lifestyle and so much more are factors in your neighborhood choice. Work with your agent to learn all you can about the neighborhoods that pique your interest.

3. Keep an open mind
MONOPOLY: Baltic and Mediterranean Avenue have a bad reputation because they’re the cheapest properties on the board, but they also present opportunity. Add a few houses and hotels and your return could be bigger than the one on nearby Connecticut Avenue.

LESSON: Keep an open mind when shopping for a home. An up-and-coming neighborhood may have appeal you didn’t see before, and more value for your budget.

4. Be prepared
MONOPOLY: You’re a Monopoly mogul! You have a handful of desirable properties and a steady stream of income from your houses and hotels. Then comes the Chance card: “Make general repairs on your property – for each house pay $25, for each hotel pay $100.”

LESSON: You never know what card you’re going to draw. But unlike Monopoly, the real world has home insurance available to help you prepare for unexpected repairs and disasters. A variety of plans, customizable to any budget, are available. Some homebuyers also opt for warranties covering potential appliance issues after move-in.

5. How to win a bidding war
MONOPOLY: Trading properties keeps Monopoly exciting. And there are no strict rules as to how a seller determines to accept an offer. Sibling rivalry, bribes involving candy or even business sense can play into a player’s decision.

LESSON: Sellers don’t always accept the highest offer. Writing a letter about why you fell in love with their home can sometimes sway their decision in your favor.

6. The importance of strategy
MONOPOLY: Monopoly is a game of strategy, but few players are inclined to study ways to win. What if you had a coach sitting next to you, advising how much to bid for a property, where to look next, and whether or not mortgaging a utility to buy Boardwalk is a smart idea? You would be unstoppable!

LESSON: Buying a home is an infrequent occurrence; for some it happens only once in a lifetime. Wouldn’t it be helpful to have someone on your side who was up-to-speed on laws for your state, knew which neighborhoods would best fit your lifestyle and offered to help you navigate a bidding war? That’s the value an experienced agent provides.

Let us help you start your search for a new home today.

First-time homebuyers: You're closer to a down payment than you think

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(RE/MAX Blog)- For many first-time buyers, saving for a down payment is the most difficult step in the home-buying process. However, it's a common misconception that you need 20 percent down to buy a home.

Actually, lenders across the country offer mortgage products with very affordable down payments — some as low as 3 percent.

Owning a home has always been a key component of the American Dream; in fact, many surveys show that 65 percent of Millennials agree that homeownership and the American Dream go hand-in-hand. Home ownership also comes with several benefits like building equity, receiving annual tax deductions and becoming more engaged with the local community. It serves as a stepping stone for long-term wealth creation, too. Historically, first-time buyers have represented 40 percent of all home purchasers, but today they make up about 30 percent, according to the National Association of Realtors. Down payment misconceptions could be to blame.

"It's safe to say that most first-time buyers aren't aware that there are reasonable loan options available that require less money down," says Geoff Lewis, president of RE/MAX, LLC. "Choosing an option with a smaller down payment can make it possible for potential buyers to enjoy the benefits of homeownership sooner."

Most popular low down payment options

* FHA Loans — Traditionally the mortgage of choice for first-time buyers, the Federal Housing Administration (FHA), offers government-insured loans with as little as 3.5 percent down. The most popular FHA loan option, the 203(b), is widely available from lenders across the country. You may qualify with a credit score of just 500, although there may be limitations on some condo purchases.

* Home Possible from Freddie Mac — This program allows you to put between 3 and 5 percent down, as long as you intend to use the purchased house as your primary residence, and don't currently own or share ownership of another house. You'll also need to complete a required homeownership education program online.

* Conventional 97 from Fannie Mae — Just 3 percent down is enough to help you qualify for a Conventional 97, as long as you're applying for a fixed-rate mortgage on a single-family home that's less than $417,000. You'll also need to participate in a homeownership education program, and at least one of the purchasers applying for the loan must be a first-time buyer.

* HomeReady from Fannie Mae — Another option that requires as little as 3 percent down, HomeReady can offer below-market interest rates. This program also allows non-occupant borrowers to apply; for example, parents can secure this type of loan for a young adult, who's just starting to establish credit.

In addition to these mortgage options, there are also a variety of down payment assistance programs that may be available through your state or lender. Today, many loan programs allow for down-payment funds to come from third party sources, like cash gifts from relatives.

Buying a home with a smaller down payment has distinct advantages too. You're less likely to become "house poor," which can happen when you spend the majority of your total savings on home ownership, leaving little cash in reserve for unforeseen emergencies or desirable home improvements.

Something to keep in mind when considering your loan options: putting less than 20 percent down can also result in the additional monthly cost of Private Mortgage Insurance (PMI). However, if your home value is appreciating, PMI can be eliminated in a few years through refinancing.

"Homeownership isn't reserved just for people who can afford a large down payment. Mortgages that offer an option for less cash down are making it possible for many to enjoy the American Dream," Lewis says. "Mortgages are like any other product, you have to shop around to find the one that works best for you. Lenders and real estate agents can give you a good idea of what your choices are."

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9 Tips for Creating the Perfect Guest Room

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(RE/MAX Blog)- The holidays are coming – is your home ready for overnight guests? Follow these suggestions to create the perfect guest room for friends and family.

1. Offer reading material

A pile of recent magazines or a shelf of assorted books offers guests a way to wind down before bed.

2. Add flowers

A simple flower arrangement adds class and color to any room.

3. Provide seating

Make sure there's somewhere cozy for guests to sit if they need some alone time during holiday chaos.

4. Make wi-fi connection easy

Leave a piece of paper with your internet server's name and password on the dresser so guests can easily access your wireless connection.

5. Did they forget something?

Fill a basket with sample-sized containers of essentials, like toothpaste, mouthwash and shampoo.

6. Add a luggage stand

Put out a folding luggage stand where guests can prop their suitcases to avoid having to squat all the way down to the floor every time they need something.

7. Make the closet functional

Be sure to stock the closet with empty hangers for guest's clothes.

8. Add charm with decorations

Create a welcoming, calm space for guests. Err on the side of generic. Remember, not everyone wants to sleep surrounded by Star Wars-themed decorations or your horror movie poster collection.

9. A picture perfect welcome

Place a framed photo of you and your guest on the nightstand.

Is your "guest room" your living room sofa? Maybe it's time to look for a larger space. Start the search for your new home with RE/MAX Realty Group/100 today.

4 Things Only a Realtor (and Not the Internet) Knows About Real Estate

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(RE/MAX Blog)- According to the National Association of Realtors, 42 percent of homebuyers start their home search online, and 92 percent use the Web during the home search process. While the Internet can be a good place to start looking, there are things real estate agents know about the process of buying and selling a home that can't be found in any Web browser.

Here are a few.

1. How to price a home

When setting a listing price, agents consider scores of factors, from local and national market trends and neighborhood development activity to the latest buyer preferences for kitchen appliances and landscaping. Every home is unique, and an agent with a track record of success knows how to price it attractively in the market.

The Internet isn't always much help when it comes to comparison shopping, either. Many of the same factors that help an agent set an appropriate listing price aren't available in an algorithm, so online estimators aren't always accurate – and could be costly if you purchase without consulting a real, live professional.

2. Marketing offline

While online marketing can certainly be valuable, agents have networks of contacts and years of experience to round out their marketing plans.

And, for buyers, agents often can tap into their network to learn about great properties before they hit the real estate websites or even the MLS.

3. Key points in the process

If you find a home you love online, the website won't be there to guide you through a mortgage application, find a home inspector or advise you what to do if an inspection reveals issues.

4. How to negotiate

Having an experienced, professional negotiator drive your transaction can be vital to reaching a fair price for the property you're buying or selling. A website can give you an estimate of how much a property should cost, but it can't evaluate whether that's a great price or not.

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