Welcome to this move-in ready 4 bedroom, 3 bathroom, updated home tucked away on a quiet cul-de-sac in the sought-after Lake Monticello. Located outside of the gated portion of the community, in the Cherokee neighborhood, this property still offers access to Lake Monticello's amenities while providing a more convenient, easy-access setting. Set on a private, wooded lot with scenic backyard views, a peaceful creek, and raised garden beds, the home offers the perfect blend of comfort, space, and natural surroundings. Step inside to a bright, open main level featuring freshly painted walls and hardwood floors throughout. The vaulted ceilings and stone fireplace create a warm and inviting space, while the kitchen features stainless steel appliances, a new dishwasher, and updated backsplash, offering a functional layout that flows seamlessly into the dining area and upper deck. The freshly painted primary suite provides a peaceful retreat, complete with a soaking tub overlooking scenic views, a walk-in closet, and a wall-mounted TV for added comfort. Downstairs, the fully finished walk-out basement has been updated with new LVP flooring and fresh paint throughout, offering flexible space for a rec room, guest area, home office, or additional living space, along with the fourth bedroom and third full bathroom. Outdoor living truly shines with a brand-new oversized back deck on both the upper and lower levels, ideal for entertaining, enjoying the wooded setting, or giving kids and pets room to roam. Major system updates provide peace of mind, including a new HVAC system (2024) and new hot water heater (2023). Additional highlights include an oversized 2-car garage, ample paved driveway space with extra parking, and a private setting while still benefiting from Lake Monticello amenities including beaches, golf, pool, clubhouse, dining, and more.