Located in Calvert Estates just a short walk from the Chesapeake Bay, this 4 level split level offers a comfortable layout, a quiet established neighborhood, and the kind of location that makes everyday living feel a little easier. The home has over 2,300 square feet of living space with 3 bedrooms, 2.5 baths, multiple living areas, and a finished lower level that gives you extra room for a family room, office, play space, guest area, or whatever fits your needs. The kitchen has been updated with modern finishes, stainless steel appliances, and new laminate flooring while the main level and upper level have real hardwood floors that add warmth and character throughout the home. The layout works well for everyday living because you have space to spread out without feeling disconnected. The kitchen and living areas flow naturally, the bedrooms are positioned upstairs, and the primary bedroom has its own mini split system which gives you better temperature control in that room year round. Outside, the home gives you several places to enjoy the property. The large deck is great for grilling, entertaining, or relaxing outside, and the rear porch has been one of the sellers' favorite spaces because it gives you a quieter covered area to enjoy the backyard. The yard is fully fenced which makes it practical for pets, kids, gardening, or just having usable outdoor space. Calvert Estates is one of those established neighborhoods people like because it feels tucked away but is still close to what you need. You are near the Chesapeake Bay with beach and boat ramp access in the community, while still being close to Prince Frederick shopping, restaurants, schools, and commuter routes. If you are looking for a well kept home with updates, hardwood floors, outdoor space, a finished lower level, and access to the Calvert Beach lifestyle, this one is worth seeing in person. This home is move in ready and being priced aggressively so do NOT wait on this one because it will be gone quickly.