Welcome to this beautifully maintained three-level end-unit garage townhome in the highly sought-after, water-oriented community of Pine Valley in Arnold. The perfect blend of comfort, style, and outdoor living, this home provides access to kayaking, canoeing, and paddle boarding along Deep Creek off the Magothy River. Step inside to a welcoming main-level foyer with direct access from the garage for everyday convenience. This level also features a spacious rec room/office with a patio door leading to a private, hardscaped patio - ideal for relaxing or entertaining. A half bath and ample closet space complete this versatile entry level. The second floor showcases an expansive, light-filled great room perfect for gathering. The rear kitchen is thoughtfully positioned with direct access to the deck, creating an effortless flow for grilling and entertaining. The kitchen features crisp white cabinetry, newer stainless steel appliances, and ample workspace. Luxury plank vinyl flooring spans the entire second level, adding both durability and modern appeal. Upstairs, the primary suite offers vaulted ceilings that create an open, airy retreat, along with a spacious walk-in closet. The en-suite bath includes dual vanities, a soaking tub, and a separate frameless glass shower. Two additional generously sized bedrooms - also with vaulted ceilings - share a full bath, and the conveniently located upper-level laundry adds everyday ease. Custom plantation shutters throughout the home provide timeless elegance and charm. Beyond the home itself, Pine Valley offers an exceptional lifestyle. Enjoy walking trails, sports courts, a community pool, and Bay Hills Golf Course - all within the neighborhood - making this a true outdoor enthusiast's dream. ***$2500 LENDER CREDIT WHEN USING SELLER PREFERRED LENDER. ***