ASSUMABLE LOAN 2.5% FOR QUALIFIED BUYERS - an exceptional financing opportunity rarely available in today's market. Welcome to The Point in Colonial Beach, a golf cart-friendly waterfront community where coastal charm meets everyday convenience-just a short drive to Northern Virginia and DC. Built in 2009, this 3-bedroom, 2.5-bath home is ideally located just two blocks from both the Potomac River and Monroe Bay, providing easy access to beaches, marinas, waterfront dining, breweries, boutiques, and the boardwalk. Whether it's summer golf cart rides or evenings by the water, the lifestyle here truly stands out. Inside, hardwood floors and a propane fireplace add warmth and character to the original living room, while a spacious living room addition expands the main level-offering flexible space for entertaining, dining, or relaxing. The kitchen and bathrooms were refreshed in Winter 2025 with updated finishes that blend modern style with timeless appeal. Upstairs, the oversized primary suite features a walk-in closet and a jetted soaking tub, creating a comfortable private retreat. Outdoor features include a low-maintenance Trex front porch, rear porch, fenced yard, and an oversized two-car garage. No HOA adds additional flexibility and appeal. Prime location, assumable low-rate financing, and coastal lifestyle-schedule your showing today!