Rarely available in the desirable Ramsgate Estates community! This 4-bedroom, 3.5-bath colonial combines established neighborhood charm with everyday convenience - all with NO HOA. Situated on a corner lot with mature landscaping, the property offers generous front and rear yard space, a welcoming covered front porch, and plenty of parking with an oversized side-load 2-car attached garage (with heater!), driveway, and ample street parking. Expanded and renovated in 2006, the home features an eat-in kitchen with granite counters, a large family room with wet bar, cozy living room with gas fireplace, formal dining room, and a sunroom with access to the backyard. Upstairs, the oversized primary suite includes a sitting area, custom walk-in closet, and fully appointed en suite bath with dual sinks, soaking tub, tiled shower, and private water closet. The fully fenced backyard is complete with a hardscaped patio perfect for outdoor entertaining. Bonus: Shed features electric service, great for a workshop or just additional storage needs. Major recent updates include a 2023 Lennox HVAC system for the upper level (with transferable warranty), 2025 whole-house Generac generator, 2023 Rheem gas water heater, and 2024 KitchenAid dishwasher for added peace of mind. Conveniently located just minutes from schools, shopping, dining, parks, APG, and major commuter routes including I-95, Rt. 22, and Rt. 40, making both commuting and everyday living easy.