Eligible buyers may qualify for 100% financing with no PMI, with the ability to combine with additional assistance programs. Quick closings available. Welcome to 1526 N. Bond Street, a beautifully updated Federal-style Baltimore rowhome that combines stylish city living with remarkable flexibility and income potential. Whether you're searching for a primary residence, a smart house-hacking opportunity, or a flexible investment property, this home delivers exceptional versatility. Located just minutes from Johns Hopkins University, the medical campus, and downtown Baltimore, this thoughtfully designed property offers an outstanding opportunity for homeowners, medical students, residents, professionals, and investors alike. The main level features an open-concept layout with hardwood floors, high ceilings, recessed lighting, and a modern kitchen with stone countertops and stainless steel appliances. Upstairs, two generously sized bedrooms each with ensuite bathroom, offers an ideal setup for roommates, guests, professionals sharing space, or maximizing rental flexibility while maintaining privacy and comfort. Just beyond the kitchen, a private outdoor space opens to community green space, creating a peaceful extension of the home for relaxing, entertaining, or enjoying a quiet morning coffee. The fully finished lower level offers even more flexibility. Complete with a private entrance, full bathroom, kitchenette with full-size refrigerator, and dedicated washer and dryer, the space functions as a self-contained suite. Previously rented separately, the lower level has historically generated enough income to offset the mortgage and property taxes, creating a compelling opportunity to significantly reduce monthly housing costs. For a full priced offer, the owner is willing to leave the basement fully furnished. Future owners can tailor the property to fit their lifestyle: Enjoy the entire home while using the lower level as a guest suite, office, gym, teen retreat, or in-law apartment Live upstairs while renting the lower level for additional income Explore mid-term or long-term rental opportunities for medical professionals, graduate students, or visiting faculty Create a flexible multi-generational or shared-living arrangement with privacy for all For families with students, residents, or fellows at Johns Hopkins University, this property offers a unique opportunity to invest in housing close to campus while potentially offsetting ownership costs through rental income. Recent improvements, including a new condenser unit with warranty and a new copper water service line, provide added peace of mind and low-maintenance ownership. Located in the Oliver neighborhood near parks, community gardens, shopping, dining, and major commuter routes, 1526 N. Bond St offers the rare combination of comfort, flexibility, and long-term financial opportunity in one compelling package.